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Table 2 Vehicle insurance variables

From: The unifed distribution

Variable name

Description

veh_value

vehicle value, in $10,000s

exposure

0-1

clm

occurrence of claim (0 = no, 1 = yes)

numclaims

number of claims

claimcst0

claim amount (0 if no claim)

veh_body

vehicle body, coded as

 

BUS

 

CONVT = convertible

 

COUPE

 

HBACK = hatchback

 

HDTOP = hardtop

 

MCARA = motorized caravan

 

MIBUS = minibus

 

PANVN = panel van

 

RDSTR = roadster

 

SEDAN

 

STNWG = station wagon

 

TRUCK

 

UTE - utility

veh_age

age of vehicle: 1 (youngest), 2, 3, 4

gender

gender of driver: M, F

area

driver’s area of residence: A, B, C, D, E, F

agecat

driver’s age category: 1 (youngest), 2, 3, 4, 5, 6